When YOUR Bank Can't Help - We Can!
Simple And Fast
Receive decisions in 1 business day - and as fast as 1 hour
Small Business Focus
We specialize in small business and want to secure you a LOC to help fuel your business.
Better Fee Structure
Simple to understand draw fees and balance fees - with zero penalties and big savings for early payoff.
Qualification is Simple
You now have money reserved and available when you need it, and you only pay interest on the funds you take out.
Funds As Needed
You can now draw all or portions of money as needed up to the approval amount. You have up to 1 year to repay any draws you take out.
A Revolving Limit
Draw more money out as needed (up to the approval amount). Your weekly payment is adjusted to cover repayment of the new balance. As you pay back, those funds become available again to use.
Business Lines of Credit
Secured / Unsecured
There are two types. of business lines of credit: secured and unsecured business lines of credit which could be also known as small business lines of credit. Both options qualify a borrower for a set amount of credit, businesses must understand what each option entails.
All Industries
Machinery and Equipment
Accounts Receivable (A/R)
Inventory
Purchase Orders
Apply Online
A business line of credit is a type of flexible business financing where companies are given access to a set amount of capital on an as-needed basis to improve working capital.
Potomac Mutual Trust
Lines of Credit
Business lines of credit are a great financial resource because it gives your company a chance to cover certain expenses without draining your cash flow.
Business Lending
Like other types of loans, applying for a business line of credit puts you in contact with a personal representative. You’ll most likely be in touch with this person throughout the duration of your loan process.
Personalized Attention
The regular correspondence between you and your Potomac Mutual Trust representative will help build a business relationship that you might be able to leverage in the future.
Concierge Services
Anytime you need additional capital to cover business initiatives in the future – be it equipment, renovations, or raising the limit on your credit line – you can trust that your Potomac Mutual Trust representative can help and make the process smoother.
Business Funding
When apply for revolving line of credit, you’ll need to fill out our online application form
(it’s free and won’t affect your credit score).
Fast Approvals
We’ll review your application and reach out to you to discuss the loan options suitable for your business.